BYAS

BYAS is Balanced Yield Autonomous Savings. We are the Decentralized Savings Account for Crypto Investors (and soon the world). All holders own a piece of the network and earn fees on every transaction
Banks suck.
2008–2011 Icelandic financial crisis
Wikipedia
You probably never heard of this.
Deutsche Bank: The Fall of a Giant
Deutsche bank should be called Douc...never mind.
How the Stock Market Crash of 1929 Led to the Great Depression
Investopedia
Stocks aren't full backed securities. One day a broker is going to lose a bunch of shares and they won't be able to get them back.
Let's build a better savings system. One that doesn't have humans controlling it.